Women, mothers report greater fear about economic security 
            A May 2008 analysis by the  Institute for Women's Policy Research finds that women and mothers are more  anxious than men about their personal economic security. On issues ranging from  retirement security to the risk of job loss, women reported higher rates of  economic anxiety than men with similar demographic characteristics. For  example, the study found that 20 percent of female college graduates reported were  worried about facing economic insecurity, compared to 14 percent of men with  college degrees. Overall, 39 percent of women worried about having enough money to live  on, compared to 28 percent of men. "Women's unease about their finances is  not simply a greater propensity to worry," the authors of the study report.  "It reflects their experiences of material hardship." 
            Among married parents, mothers were  more likely to experience economic anxiety (27 percent) than fathers (21  percent). Mothers were also a greater risk of losing their jobs (24 percent)  than fathers and non-fathers (16 and 15 percent, respectively) and women  without children (13 percent). Women were also more likely than men to report  experiencing privation in the year prior to the survey because they could not  afford to buy food (7 compared with 4 percent), health care (22 compared with  14 percent), or to fill a medical prescription (22 versus 12 percent). Twice as  many women (12 percent) as men (6 percent) reported that at least once in the past year, they could not afford  to take a child to the doctor. Among women, African American and Hispanic women  reported greater economic anxiety and higher rates of economic hardship and  privation than white women. Single mothers also reported higher rates of  economic anxiety than married mothers, with 40 percent of single mothers saying  that they were worried or very worried about their economic security, compared  to 27 percent of married mothers. 
            The report includes a range of  policy recommendations to reduce the increased economic vulnerability of women,  people of color, and low income workers. "As a society," the authors  suggest, 
            
              We should try to reduce economic vulnerability for everyone  and ensure economic security in old age, health care, adequate food and  shelter, and education for all, so that no one has to go without these basics.  As a practical matter, to reach everyone, programs to provide income security, health  care, food, and increased educational opportunities will have to be targeted to  low-income people, especially parents, people of color, and single mothers. 
             
            Other recommendations include  eliminating pay disparities between men and women and between people of color  and whites, and helping parents "get on a more equal footing with  non-parents" with greater public investment in child care, building more  flexibility into workplaces, assuring working parents have access to paid  medical and caregiving leave, creating more options for quality part-time work,  and "leadership from the federal government on valuing care work as  performed by both women and men." 
            Institute for Women's Policy  Research 
              www.iwpr.org 
            Women at Greater Rick of Economic  Insecurity: 
              A Gender Analysis of the Rockefeller Foundation's American Worker Survey 
              Vicky Lovell, Heidi Hartmann, and Claudia Williams 
              Institute for Women's Policy Research, May 2008 
              Fact Sheet, 4  pages in .pddf 
                Full Report,  27 pages in .pdf 
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